Homestead Exemption Finder
Information only. Homestead Exemption Finder is not a government agency or tax adviser. Exemptions are granted by your county or local assessor, so confirm the rules and deadline with them.

Homestead Exemption FAQ

What is a homestead exemption?

A homestead exemption reduces the taxable value of the home you own and live in, or gives you a credit on its property tax bill. The rules are set by your state, and many counties and cities add their own.

Is the homestead exemption automatic?

Usually not. In most states you apply once with your county or local assessor. A few states apply some relief automatically, and some programs require you to reapply every year or two. Your state page shows where to file.

When should I file?

Deadlines vary widely, from early in the year to the end of the year. File as soon as you own and live in the home, and check your state's deadline on the official source.

Do I have to pay someone to file?

No. Filing with your assessor is free. Be cautious of mailers that offer to file for a fee; they are not from the government.

Can I claim a homestead exemption on a rental or second home?

Generally no. The exemption is for your primary residence, and you can usually claim only one.

I'm buying my first home. Where can I find help with the down payment?

See DPA Finder, which lists down payment assistance programs from state housing finance agencies.

Is this tax advice?

No. This site summarizes official sources for general information. Your assessor decides eligibility, and a tax professional can advise on your situation.