Homestead Exemption Finder
Information only. Homestead Exemption Finder is not a government agency or tax adviser. Exemptions are granted by your county or local assessor, so confirm the rules and deadline with them.

Property Tax Exemptions for Seniors by State

States whose main statewide property tax relief program includes help for seniors, from official state sources. Many states have additional separate programs; your assessor can tell you about them.

Homestead Exemption

Alabama Department of Revenue · Alabama

Most homeowners Seniors Disability

What it does
Reduces the assessed value of an owner-occupied home for state and local property tax. Larger exemptions apply to owners 65+, disabled or blind owners.
Who qualifies
Owners who occupy the home as their primary residence on October 1.
How to apply
Apply at your county revenue commissioner, tax assessor or probate office.

Last checked Oct 21, 2026 · Official source ↗

Senior Citizen and Disabled Veteran Property Tax Exemption

Alaska Office of Veterans Affairs · Alaska

Seniors Veterans

What it does
Exempts part of the assessed value of a qualifying primary residence from municipal property tax.
Who qualifies
Residents 65 or older and disabled veterans with a qualifying service-connected disability.
How to apply
Apply through your city or borough assessor; deadlines vary by municipality.

Last checked Oct 21, 2026 · Official source ↗

Widow, Widower and Disability Exemption; Senior Valuation Protection

Arizona Department of Revenue · Arizona

Seniors Disability Income-based

What it does
Arizona has no general homestead exemption. Widows, widowers and people with a total and permanent disability can get a limited assessed-value exemption, and seniors can freeze their home's valuation (Senior Freeze).
Who qualifies
Widows/widowers, people with total and permanent disability, and seniors who meet income limits.
How to apply
Apply with your county assessor.

Last checked Oct 21, 2026 · Official source ↗

Senior Property Tax Exemption

Colorado Division of Property Taxation · Colorado

Seniors

What it does
Exempts 50% of the first $200,000 of actual value of a qualifying senior's primary residence.
Who qualifies
Owners 65 or older who have owned and lived in the home for at least 10 years; surviving spouses may qualify.
How to apply
Apply with your county assessor by July 15.

Last checked Oct 21, 2026 · Official source ↗

Homeowners Elderly/Disabled Circuit Breaker Tax Relief Program

Connecticut Office of Policy and Management · Connecticut

Seniors Disability Income-based

What it does
A property tax credit for elderly or totally disabled homeowners with qualifying income. Connecticut has no statewide general homestead exemption.
Who qualifies
Owners 65 or older, or totally disabled, who meet the income limits.
How to apply
Apply at your local assessor's office between February 1 and May 15.

Last checked Oct 21, 2026 · Official source ↗

Senior School Property Tax Credit

Delaware Department of Finance · Delaware

Seniors

What it does
A credit of up to 50% of school property tax, capped at $500.
Who qualifies
Owners 65 or older who occupy the home as their principal residence and meet Delaware domicile rules.
How to apply
Submit the application to your county by April 30 for the upcoming tax year.

Last checked Oct 21, 2026 · Official source ↗

Homestead Deduction

DC Office of Tax and Revenue · District of Columbia

Most homeowners Seniors Disability

What it does
Reduces the assessed value of an owner-occupied DC home before tax is calculated. Seniors and people with disabilities can also get a 50% reduction in property tax.
Who qualifies
Owners domiciled in DC whose principal residence has five or fewer units.
How to apply
Apply online through MyTax.DC.gov.

Last checked Oct 21, 2026 · Official source ↗

Homestead Exemption

Florida Department of Revenue · Florida

Most homeowners Seniors Disability Veterans

What it does
Up to $50,000 off the assessed value of your permanent residence; the Save Our Homes cap limits annual assessment increases.
Who qualifies
Owners who make the property their permanent residence on January 1.
How to apply
File with your county property appraiser by March 1.

Last checked Oct 21, 2026 · Official source ↗

Homestead Exemption

Georgia Department of Revenue · Georgia

Most homeowners Seniors Veterans

What it does
A statewide $2,000 homestead exemption from county and school taxes, with additional exemptions for seniors, disabled veterans and others. Many counties offer more.
Who qualifies
Owners who occupy the home as their legal residence on January 1.
How to apply
File with your county tax commissioner or tax assessor by April 1.

Last checked Oct 21, 2026 · Official source ↗

Home Exemption (Honolulu example)

City and County of Honolulu Real Property Assessment Division · Hawaii

Most homeowners Seniors

What it does
Hawaii's homeowner exemptions are set by each county. The City and County of Honolulu offers a home exemption with a larger amount for owners 65 and older.
Who qualifies
Owners who occupy the home as their principal residence; rules differ by county.
How to apply
Apply with your county real property assessment office.

Last checked Oct 21, 2026 · Official source ↗

General Homestead Exemption and other homestead exemptions

Illinois Department of Revenue · Illinois

Most homeowners Seniors Disability Veterans

What it does
Reduces the equalized assessed value of an owner-occupied home. Separate exemptions exist for seniors, senior assessment freeze, disabled persons and veterans.
Who qualifies
Owners who occupy the property as their principal residence.
How to apply
Contact your county assessor's office.

Last checked Oct 21, 2026 · Official source ↗

Homestead Tax Credit and Exemption

Iowa Department of Revenue · Iowa

Most homeowners Seniors

What it does
A homestead tax credit for owner-occupants, plus an additional exemption for owners 65 or older.
Who qualifies
Iowa residents who own and live in the home as their primary residence.
How to apply
Apply with your city or county assessor by July 1.

Last checked Oct 21, 2026 · Official source ↗

Homestead Refund

Kansas Department of Revenue · Kansas

Seniors Disability Income-based

What it does
A refund of part of the property tax paid on your home.
Who qualifies
Kansas residents with household income under the limit who are 55 or older, disabled, blind, or have a dependent child.
How to apply
File Form K-40H with the Kansas Department of Revenue.

Last checked Oct 21, 2026 · Official source ↗

Homestead Exemption

Kentucky Department of Revenue · Kentucky

Seniors Disability

What it does
For 2025-2026, $49,100 is deducted from the assessed value of your home.
Who qualifies
Owners at least 65 years old, or classified as totally disabled, who own and occupy the home on January 1.
How to apply
Apply with your county Property Valuation Administrator (PVA).

Last checked Oct 21, 2026 · Official source ↗

Personal Exemptions and Residential Exemption

Massachusetts Division of Local Services · Massachusetts

Seniors Veterans Disability

What it does
Personal exemptions for seniors, surviving spouses, veterans and blind persons. Some cities and towns also adopt a residential exemption for owner-occupied homes.
Who qualifies
Depends on the exemption; most require you to own and occupy the home.
How to apply
Apply to your local board of assessors.

Last checked Oct 21, 2026 · Official source ↗

Homestead Exemption

Mississippi Department of Revenue · Mississippi

Most homeowners Seniors Disability

What it does
Reduces property tax on an owner-occupied home, with additional relief for owners 65 or older or disabled.
Who qualifies
Owners who own and occupy the home as their primary residence on January 1.
How to apply
Apply with your county tax assessor between January 1 and April 1.

Last checked Oct 21, 2026 · Official source ↗

Property Tax Credit

Missouri Department of Revenue · Missouri

Seniors Disability Income-based

What it does
A credit of up to $1,100 for homeowners based on property taxes paid. Missouri has no general homestead exemption.
Who qualifies
Seniors 65 or older, people who are 100% disabled, and certain surviving spouses, within income limits.
How to apply
File Form MO-PTC with the Missouri Department of Revenue.

Last checked Oct 21, 2026 · Official source ↗

Homestead Exemption

Nebraska Department of Revenue · Nebraska

Seniors Disability Veterans Income-based

What it does
Relief from property taxes on a homestead for qualifying owners.
Who qualifies
Owners 65 or older, certain disabled individuals, and certain disabled veterans, within income limits.
How to apply
File Form 458 with your county assessor between February 2 and June 30.

Last checked Oct 21, 2026 · Official source ↗

School Tax Relief (STAR)

New York State Department of Taxation and Finance · New York

Most homeowners Seniors Income-based

What it does
Reduces school taxes on your primary residence through a credit or exemption; Enhanced STAR gives seniors more.
Who qualifies
Owners whose home is their primary residence, within income limits.
How to apply
Register for the STAR credit with New York State.

Last checked Oct 21, 2026 · Official source ↗

Elderly or Disabled Homestead Exclusion

North Carolina Department of Revenue · North Carolina

Seniors Disability Income-based

What it does
Excludes part of the appraised value of your residence from property tax.
Who qualifies
Owners 65 or older, or totally and permanently disabled, within the income limit.
How to apply
File Form AV-9 with your county tax assessor by June 1.

Last checked Oct 21, 2026 · Official source ↗

Homestead Property Tax Credit

North Dakota Office of State Tax Commissioner · North Dakota

Seniors Disability Income-based

What it does
Reduces the taxable value of your home.
Who qualifies
Owners 65 or older, or permanently and totally disabled, within the income limit.
How to apply
Apply with your local assessor or county director of tax equalization.

Last checked Oct 21, 2026 · Official source ↗

Homestead Exemption

Ohio Department of Taxation · Ohio

Seniors Disability Veterans Income-based

What it does
Exempts part of the market value of your home from property tax.
Who qualifies
Owners 65 or older, permanently and totally disabled, or a qualifying surviving spouse, within income limits; disabled veterans have a separate exemption.
How to apply
File with your county auditor by December 31.

Last checked Oct 21, 2026 · Official source ↗

Property Tax Exemptions and Deferral

Oregon Department of Revenue · Oregon

Veterans Seniors Disability

What it does
Oregon has no general homestead exemption. It offers exemptions for disabled veterans and their surviving spouses, and a deferral program for seniors and people with disabilities.
Who qualifies
Disabled veterans and surviving spouses; seniors and disabled homeowners for deferral.
How to apply
Apply with your county assessor.

Last checked Oct 21, 2026 · Official source ↗

Property Tax Relief Credit (RI-1040H)

Rhode Island Division of Taxation · Rhode Island

Seniors Disability Income-based

What it does
A state credit for property tax or rent paid. Homestead exemptions are set by each city or town.
Who qualifies
Residents 65 or older or disabled, within the household income limit.
How to apply
File Form RI-1040H with the Division of Taxation by April 15.

Last checked Oct 21, 2026 · Official source ↗

Homestead Exemption

South Carolina Department of Revenue · South Carolina

Seniors Disability

What it does
Exempts the first $50,000 of fair market value of your legal residence.
Who qualifies
Owners 65 or older, totally and permanently disabled, or legally blind.
How to apply
Apply through your county auditor's office.

Last checked Oct 21, 2026 · Official source ↗

Property Tax Relief Programs

South Dakota Department of Revenue · South Dakota

Most homeowners Seniors Disability Income-based

What it does
South Dakota offers an owner-occupied classification plus assessment freeze and reduction programs for seniors and people with disabilities.
Who qualifies
Owner-occupants; seniors and disabled homeowners within income limits.
How to apply
Apply with your county director of equalization.

Last checked Oct 21, 2026 · Official source ↗

Property Tax Relief Program

Tennessee Comptroller of the Treasury · Tennessee

Seniors Disability Veterans Income-based

What it does
Reimburses part or all of the property taxes paid on your home.
Who qualifies
Low-income elderly and disabled homeowners, plus disabled veterans and their surviving spouses.
How to apply
Apply through your county trustee or city collecting official.

Last checked Oct 21, 2026 · Official source ↗

Residence Homestead Exemption

Texas Comptroller of Public Accounts · Texas

Most homeowners Seniors Disability Veterans

What it does
A school district exemption for your residence homestead, with additional exemptions for owners 65 or older and disabled owners.
Who qualifies
Owners who use the home as their principal residence.
How to apply
File with your county appraisal district.

Last checked Oct 21, 2026 · Official source ↗

Local Real Estate Tax Relief for the Elderly and Disabled

Virginia Department of Taxation · Virginia

Seniors Disability Income-based

What it does
Virginia lets each locality offer real estate tax exemptions or deferrals for older and disabled homeowners. There is no statewide homestead exemption.
Who qualifies
Owners 65 or older or permanently and totally disabled, within local income and asset limits.
How to apply
Apply with your city or county commissioner of the revenue.

Last checked Oct 21, 2026 · Official source ↗

Property Tax Exemption for Seniors and People with Disabilities

Washington Department of Revenue · Washington

Seniors Disability Veterans Income-based

What it does
Reduces property taxes on your primary residence.
Who qualifies
Owners 61 or older, retired due to disability, or qualifying disabled veterans, below the county income threshold.
How to apply
Apply with your county assessor.

Last checked Oct 21, 2026 · Official source ↗

Homestead Exemption

West Virginia State Tax Department · West Virginia

Seniors Disability

What it does
Exempts the first $20,000 of assessed value of your home.
Who qualifies
Owners 65 or older or permanently and totally disabled.
How to apply
Apply with your county assessor.

Last checked Oct 21, 2026 · Official source ↗